Reasons to Buy your Unsecured Business Loan
from Aditya Birla Capital Limited
No Branch Visits
Apply from home and our team will collect the required documents from your home or office for a seamless experience.
Collateral-free Loans
Get the loan without the need for collateral. Share key details and receive instant approval for business growth.
Instant Loan Disbursal
Get instant disbursal, thanks to our efficient online processing
Convenient Online Application
Apply online in just three simple steps. No need to wait for months or go anywhere.
Flexible Tenure
Tailor your repayment plan to suit your financial goals with our flexible tenure options, ranging from 12 to 36 months.
Who Can Apply For Unsecured Business Loan?
Get An Unsecured Business Loan In 4 Easy Steps
Identify your needs
Check your loan eligibility
Upload required documents
Get loan disbursed instantly
Business Loans Interest Rates
| ROI | 21% - 29% |
| Processing Fees | 2.75% - 3% |
Unsecured Business Loan Eligibility
Eligibility criteria
- Constitution Type Self Employed Individuals, Proprietors
- Age 21 – 65 yrs (at the time of loan maturity)
- Business Vintage 1 year and above
- Business Turnover More than Rs.5 lakhs for the last 6 months
- Credit Score 650 and above
Documents needed
- Proof of identity and address | Aadhaar Card and PAN
- Proof of business | Valid business proofs
- Bank or GST statement | Bank Account statements of last 6 months or GST statements of last 2 years
Professional Loan EMI Calculator
Plan Your Borrowing with Confidence
Get a clear estimate of your loan eligibility, monthly repayments, and total repayment obligations before you apply. By providing a transparent view of your borrowing commitments, it enables better financial planning and informed decision-making.
Why Use a Professional Loan EMI Calculator?
- • Assess Affordability: Determine a comfortable EMI based on your income and expenses.
- • Estimate Loan Eligibility: Understand the loan amount you may qualify for.
- • Plan Finances Better: Get clarity on the total interest payable and overall repayment amount.
- • Save Time: Instantly view loan estimates without manual calculations.
- • Make Informed Decisions: Compare different loan tenures and interest rates before applying.
How Does the Calculator Work?
The calculator estimates your eligible loan amount and repayment details based on the following inputs:
-
1. EMI You Can Afford
Enter the monthly EMI amount you are comfortable paying. -
2.Loan Tenure
Select a repayment tenure ranging from 1 to 7 years. -
3.Rate of Interest
Choose an interest rate.
Based on these inputs, the calculator instantly computes your loan eligibility and provides a detailed repayment breakdown.
Interest
Payout
Your EMI Details
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₹ 0Total Payout
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