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What is Digital Gold?
Digital Gold is a convenient way to invest in physical gold. It allows you to buy digital gold and store it safely without the hassle of physical storage. When you opt for a digital gold investment, you own actual gold that is securely stored in vaults.
Each purchase is backed by 24-karat gold with 999.9% purity, ensuring you receive genuine value for your investment. The digital format eliminates traditional concerns like making charges, wastage fees, and security risks associated with physical gold ownership. Your gold holdings are tracked electronically with complete transparency, and you can monitor the real-time digital gold price to make informed investment decisions whenever you want.
Benefits Of Digital Gold Investment
Affordability
Start investing with ₹10
Easy to Hold and Store
Securely stored in vaults
Liquidity
Buy and sell easily
Hedges Against Inflation
Protect your wealth from inflation
No Making Charges
Pay only for pure gold
Real-Time Price Transparency
Track live Digital Gold price
Gift Options Available
Send gold gifts instantly
Tax Efficiency
Enjoy capital gains benefits
How does Digital Gold Investment Works?
Check Digital Gold price today and decide the quantity you wish to sell.- Provide your bank details where you want sale proceeds to be credited.
- Provide your bank details where your sale proceeds will be credited
- Once you approve the sale, the gold would be sold instantly at the live price and the amount would be credited to your bank account.
- Choose the option of the product which you want to redeem.
- Check and confirm the redemption request and proceed to redeem your Digital Gold investment.
- Pay the making charges that will be associated with the product that you have chosen to deliver.
- Once your payment is completed and the redemption is successful, the product will be sent to your given address by a trusted courier partner.
- Login to ABCD App and select "Gift Digital Gold"
- Enter Gift information and authenticate the details
- Enter the recipient's details and send the gift to your loved ones with a personalized note
- Confirm the details and complete the payment
Why Should You Buy Digital Gold?
| Digital Gold | Gold ETF | Sovereign Gold Bonds (SGB) |
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|---|---|---|---|
| Investment starting from ₹ 10 |  |
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| 24/7 trading at market-linked prices | |
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| Demat account not needed | |
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| No lock-in period | |
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| Indexation and tax benefits | |
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| Stable interest earning | |
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Why Trust MMTC PAMP
Globally accredited refiner
MMTC PAMP boasts of being India’s sole internationally accredited refiner and fabricator having more than 50 years of global leadership.
Authentic gold
The company refines and fabricates 999.9 pure gold coins and bars. Each purchase of digigold is backed by equal physical gold stored in secured vaults by MMTC PAMP, with complete transparency linked to the live digital gold price.
Government-backed
MMTC PAMP is a joint venture between the Indian government and PAMP S.A. of Switzerland.
Purity
The DigiGold that you buy is 24 Karat 999.9% purity, which is gold in its purest form.
Safe storage
The DigiGold bought is stored safely by MMTC PAMP in a secured vault.
Understanding Digital Gold
How to Invest in Digital Gold?
Getting started with digital gold investment is simple and convenient.
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Download the ABCD App: Download the app from the App Store or Google Play Store.
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Create an Account: Register with your basic details.
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Go to Investments: Select the “Investment” option.
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Buy Digital Gold: Choose the amount and complete the payment. You can buy digital gold at the live digital gold price directly through the ABCD app.
What are the Features of Digital Gold?
Here are some of the top benefits of choosing a digital gold investment:
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Digital Ownership: Purchase gold in a digital format, without physical possession.
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Affordability: Invest in gold in small quantities, making it accessible to a wider range of investors.
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Easy Redemption: Convert your digital gold into physical gold whenever you desire.
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Real-time Pricing: Buy and sell gold at prevailing market rates, ensuring transparency. The ABCD app is considered one of the best apps to buy digital gold in India.
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Secure Storage: Your digital gold is stored securely in a digital vault, eliminating concerns about physical storage
Returns on Digital Gold
The returns on digital gold depend on the price of gold in the market. Historically, gold has been a good hedge against inflation.
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Market-Linked Growth: Your returns depend directly on the digital gold price, which fluctuates daily in line with global trends.
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Inflation Protection: Gold has historically safeguarded wealth by maintaining its value even during rising inflation.
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Transparent Pricing: You always invest or redeem at the live digi gold rate today, ensuring fair and transparent valuation.
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Long-Term Stability: Digital gold offers steady long-term growth potential, making it a dependable asset for diversification.
Who Should Invest in Digital Gold?
A digital gold investment is suitable for a variety of investors, especially those looking for transparency and flexibility aligned with the digital gold price.
Option 1:
● Investors seeking portfolio diversification.
● Individuals looking to hedge against inflation by adding gold to their portfolio.
● Those with a limited investment budget and want to start small.
● Individuals who prefer a hassle-free digital gold investment experience for buying gold.
Option 2:
● Dream of owning gold? Start small, dream big! Digital Gold makes gold ownership accessible to everyone.
● Shield your wealth from inflation. Gold has been a proven hedge against inflation for centuries.
● Diversify your portfolio the smart way. Add a touch of gold to your investment mix.
● Say goodbye to hefty charges. Invest in pure gold, hassle-free.
What is the Tax Implication of Digital Gold?
The tax treatment of Digital Gold depends on how long you hold your investment, and its value is always linked to the digital gold price. Whether you choose to buy digital gold online for short-term gains or long-term wealth planning, taxes apply as below:
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Short-term Capital Gains Tax: If you sell your Digital Gold within 36 months, you'll be taxed at your income tax slab rate.
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Long-term Capital Gains Tax: If you sell your Digital Gold after 36 months, you'll be taxed at 20.8%.
Digital Gold vs Physical Gold
Here are the differences between physical gold and digital gold:
| Feature | Digital Gold | Physical Gold |
| Storage | Secured vaults | Physical storage |
| Liquidity | Easy to buy and sell | May involve physical transportation |
| Security | Protected by digital security measures | Risk of theft or damage |
| Affordability | Can invest in small amounts | Higher initial investment |
| Transparency | Real-time pricing | Price may vary depending on the seller |
ABCD - One app to build a diversified
Invest in equity stocks or other securities listed on the market with the ABCD app. Get a completely convenient digital platform to trade effectively.
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Invest in Digital Gold: Buy and sell gold easily -
Trade Stocks: Invest in a variety of stocks
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Explore Other Investments: Access a range of investment options.
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